Disclaimer
Last Updated: May 15, 2026
The information, tools, analytics, reminders, budgeting suggestions, insights, projections, and features provided by Exxpense are intended solely for general informational and personal budgeting purposes. Exxpense does not provide financial, investment, tax, accounting, legal, credit counseling, or portfolio management services. Users should consult qualified professionals before making any financial, investment, legal, or tax-related decisions.
1. No Financial Institution Relationship
Exxpense is not a bank, non-banking financial company (NBFC), securities broker, registered investment advisor, payment wallet, or tax consultancy. Exxpense does not hold or manage user funds.
2. Accuracy Disclaimer
While Exxpense attempts to provide reliable functionality:
- Data may contain inaccuracies
- Imported spreadsheets may produce incorrect outputs
- Budgeting calculations may not reflect real-world financial conditions
- Service interruptions may occur
Users are solely responsible for verifying financial information.
3. AI Disclaimer
Future AI-generated insights, recommendations, summaries, or budgeting suggestions may be inaccurate, may contain incomplete or misleading information, and should not be relied upon as professional advice. Users remain fully responsible for all financial decisions. Do not make investment, savings, tax, or budgeting decisions solely based on AI-generated outputs.
4. Limitation of Responsibility
Exxpense shall not be responsible for financial losses, missed savings goals, incorrect budgeting decisions, data inaccuracies, imported spreadsheet errors, AI-generated inaccuracies, or downtime and temporary unavailability. Use of the platform is entirely at the user's own risk.
5. Third-Party Services
Exxpense may rely on third-party providers including payment processors, hosting services, email providers, and AI systems. We are not responsible for outages, failures, or issues caused by third-party providers.
6. Contact
For questions regarding this Disclaimer: legal@exxpense.in
Also see our Terms of Service · Privacy Policy · Refund Policy